The following factors should be considered in the due diligence process as you attempt to find a credit card merchant North American Bancard ISO Program account that suits your needs.
1) Rates - Yes, this is the be all, end all which is why it's featured it as the first entry on this list. However, it's crucial to evaluate the full picture and not just center your attention on one or two items. For example, it's imperative that you know all the discount percentage tiers --not just the qualified rate. Moreover, it's so important to select a company that lets you know ALL the rates and not one that only offers a partial accounting of the fee structure. Hiding fees by omission (purposely or otherwise) is a definite no-no. Try to secure the lowest fees with a credit card merchant account provider that believes in full disclosure. (I've included a resource on the author byline which will enable you to gain familiarity with all applicable credit card rates.)
2) Reputation and Longevity - You can glean a lot of information about companies online and taking the time to do so may save you a lot of money and headaches in the long run. Try to discover a credit card merchant account provider that has a long history of seemingly exemplary service. While it's impossible to please all customers, the general consensus should be favorable towards any processor that you may select. (There are definitely biased reviews -- both favorable and unfavorable -- so look at as many sources as possible.)
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Internet Merchant Accounts - Secret to a Fruitful Business
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Posted 20 October 2022 - 12:10 PM
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